How do you find the CVV code on Banco de Oro (BDO Debit Card)?

 

cvv-code-bdo-debit-card

Banco de Oro or BDO Unibank Inc is the largest bank in the Philippines with over 579 branches across the country. And this makes BDO Debit Card reachable to the majority of the Philippines population If you are in Philippines and attempting to make an online payment or buy something online from a website like Lazada , Shopee or Winery by using a BDO Card, you can find the security code or the 3 digit CVV code on the card's backside and on right side of the white color signature panel.

Where is CVC Code Located on Starbucks Giftcard?

 If you want to see the balance of your Starbucks Card, you will be needing the Card Verification Code or CVC Number along with your 16 digits Starbucks card number.
To find the Card Verification Code or the CVC Code on Starbucks Gift Card, you will have to scratch off the coating which you can find under the 16 digit card eGift card number panel on backside of the card.

cvv-starbucks-gift-card

 

If you are may be wondering how to check the balance on your Starbucks Gift Card, simply visit the Starbucks Gift Card link and enter the 16 digits card number, following the CVC Security Code and proceed by clicking the 'Check Balance' button.
 

What is the CVV Code or CVV Number on RuPay Debit Card?

 

cvv-code-rupay-card

RuPay Card is one of the most popular ATM Card or Debit Card in India. RuPay Debit Card is being issued by several Banks in India including Bank of India, State Bank of India, Bank of Baroda, HDFC Bank, Yes Bank, Union Bank of India, Punjab National Bank, Canara Bank and ICICI Bank.
The CVV Code or the CVV Number on RuPay Debit Card is the 3 digit number which you see right next to the signature panel of the card which you see on backside of the card.

How can I find my CVV number without my debit card or credit card?

find cvv code
If you have lost your Visa debit card or forgot to carry your debit card or credit card with you, please keep in mind that your card issuer will not be able to provide you the 3 digit CVV number. This is because the CVV code is a confidential and additional security layer for your cash card.

I have lost my cash card but I know my card number and the expiry date. Can I find my CVV Code without my card?

If you have lost your cash card, please report immoderately to your bank or card issuer and block your card. If your card is lost you should always request from your bank for a new card. Even if you know all the details including the 16 digit card number, expiry date and CVV number, you should block your card. This is because if someone finds your card somewhere, he or she will be able to use your cash card online and use your money. Even if you your card number and expiry date and do not know the CVV code, there is no way for you to trace it. If some website might ask to enter your 16 digit card number to find your CVV code, do not trust such websites because even your bank or the card issuer will not be able to find your CVV number.

What is Credit Card Security Code (CVV Code or CVV Number)?


What is Card Security Code (CVV Code) or CVV Number?

CVV code or Card Verification Value is an anti-fraud security feature normally required to be entered on websites while you are purchasing or buying something online from your credit card or debit card. Whenever you are using you are directly using your Visa Debit Card or Credit Card, Mastercard, Discover or Rupay Debit Card, you will be asked to enter your '3 Digit CVV Code'. 

On Visa, Mastercard or Discover, the three-digit CVV number or code is printed on signature panel on the back of the card immediately after the debit card or credit card number.

What is the Purpose of 3 digit CVV Number?
 
The purpose of using the 3 digit or sometimes 4 digit CVV number is to reduce credit card fraud and to create an extra layer of security feature. This means in a scenario where a hacker or a robber retrieves your credit card details including the card number and expiry date, payments cannot be processed without knowing the 3 digit CVV Code.



What is the long form of CVV and CVC?
The long form of CVV is Card Verification Value, and the long form of CVC is Card Verification Code.



The Importance of CVV Code and Credit Card Number
 
As described above, The Card Security Code is either 3 digit number or sometimes 4 digit numeric number printed or embossed on your Amex Card, Visa Card or Mastercard. But how many of us really understand the sensitiveness of this 3 digit number? Below are some important points to take note of while we learn about Card Security Code.

  • No one knows your Credit Card CVV Number except for you, not even the card issuing Bank.
  • You should never hand over your Credit Card or Debit Card to a waiter at a restaurant or anywhere to settle your bill, and make sure that your Cash Card is visible for your eyes. As per your Card Holder's Agreement, you are NOT ALLOWED to leave your Credit ot Debit Card for anyone.
  • You should never let someone check, read or take a photo of the backside of the card the CVV Code on your Credit Card while processing or making a payment at a store, shop or a restaurant because the CVV Code, CVV2 Code or CVC Code is NOT required while making an offline payment.
  • You should NEVER email your Full 16 digit Credit Card Number along with your CVV Number to anyone to make an online payment. Sometimes you may be asked to provide the credit card number and the cvv over the phone too, when you are about to make certain kind of payments where they do not have the online payment gateway. Even if you are required to confirm your card details, you should only share the Name on Card and the first 4 digits of the card and the last 4 digits of your card. And you should always truncate the numbers in the middle with asterisks, for example 5012********1234.

CVV Number Rubbed off or Credit/Debit Card Being Lost

 
You might be wondering how to find the CVV number if your credit card's CVV number is rubbed off or if you have misplaced or lost your debit card or your credit card. 

The simple answer is that there is no option or a methodology where you can retrieve a lost CVV number based on the Credit Card number. Some of them say to to keep guessing your CVV number by picking certain numbers in a certain sequence. Also you may find some online tools where you can generate random 3 digit or 4 digit CVV numbers. Some websites might even ask you enter your Card number to generate the CVV code based on your Credit card number. Non of these tools or formulas actually work. It only makes your Credit Card number further vulnerable by entering them into different online tools you come across the web. If you really need to find your CVV number, the only option is to contact your Bank and ask them to replace your card due to being damaged.

 

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