Q: What is the CVC code?
A: The CVC (Card Verification Code) is a 3- or 4-digit number on your debit or credit card that provides an extra layer of security for online and phone transactions. It ensures that you have physical possession of the card.
Q: Where can I find the CVC code on my card?
A: The location depends on the type of card you have:
- Visa, Mastercard, and Discover: The CVC code is a 3-digit number printed on the back of the card, usually near or to the right of the signature strip.
- American Express: The CVC code is a 4-digit number printed on the front of the card, above the card number.
Q: Is the CVC code embossed like the card number?
A: No, the CVC code is not embossed. It is printed flat to ensure it remains visible but not encoded in the magnetic stripe or chip for added security.
Q: Why do I need the CVC code?
A: The CVC code is used to verify that the person making the purchase has the physical card. It’s a security measure for card-not-present transactions, such as online shopping or phone orders.
Q: Is the CVC the same as the card PIN?
A: No, the CVC code is different from your PIN.
- CVC: Used for online or phone purchases.
- PIN: Used for in-person transactions or ATM withdrawals.
Q: What should I do if I lose my card and someone knows my CVC?
A: Contact your card issuer immediately to report the lost card. They will deactivate the card and issue you a new one with a different CVC.
Q: Should I share my CVC code?
A: Never share your CVC code with anyone, even if they claim to be from your bank or card issuer. Use it only on trusted, secure websites for legitimate purchases.
Q: What should I do if I can’t find my CVC code?
A: If your card doesn’t have a visible CVC code, contact your bank or card issuer. Some cards, like virtual cards, may not display a CVC code and require alternative security measures.
Keep your CVC code safe, and only use it when necessary to protect your card from unauthorized use! 💳🔒
